A few practical things make life on a local island much smoother.
Currency
The local currency is the Maldivian rufiyaa (MVR). US dollars are widely accepted by guest houses and excursion operators, and prices for visitors are often quoted in dollars. Small cafés and shops may prefer rufiyaa.
Cards and cash
Many guest houses take cards, sometimes with a small fee. Cafés, shops and boat crews often want cash. Bring some US dollars in small, clean notes and change some into rufiyaa.
ATMs
Not every island has an ATM. Each Island Stay island guide shows whether there is one. If yours does not, take out cash at the airport or in Malé before you travel.
Taxes on your bill
Bills in tourist businesses usually include a goods and services tax, and guest houses add a Green Tax per person per night. Ask your host what is included in the price.
SIM cards and mobile data
The two mobile networks are Dhiraagu and Ooredoo. Both sell tourist SIM cards at the airport. Coverage is good on inhabited islands, mostly 4G, and some islands now have 5G. The island guides show which.
Wi-Fi
Most guest houses have Wi-Fi, but speed varies. If you work online, a local SIM with a data bundle is a reliable backup.
Questions travellers ask
Should I bring US dollars or rufiyaa?
Bring some US dollars in small notes. They are widely accepted, and you can change some into rufiyaa for small cafés and shops.
Do local islands have ATMs?
Some do and some do not. Check the island guide on Island Stay before you travel.
